Features
Online payment
XPAYE is a payment infrastructure designed to enable businesses, organizations and digital platforms to collect payments securely across multiple African countries.
Payment links
Generate and send secure links in a few clicks to accept instant payments via email, SMS or social media.
API integration
Connect our payment infrastructure to your existing tools with a robust, flexible and easy-to-implement API.
Automatic notifications
Stay informed at every step: receive instant alerts for each successful, failed or pending transaction.
Real-time transaction tracking
Manage your business with a dynamic dashboard displaying your financial flows with second-by-second precision.
Collections are centralized in a secure environment.
Managing flows from multiple countries
XPAYE enables visualization and management of collections in different currencies, depending on the countries of activity.
Multi-currency management
View and manage your balances in real time for each currency used. Keep a clear view of your monetary assets on a single screen.
Comprehensive history
Access a detailed log of all your past operations. Filter, search and analyze your transactions for impeccable accounting tracking.
Flow centralization
Unify management of your international activities by grouping financial flows from multiple countries within a single management interface.
Cross-border payments
Grow your business beyond borders with tools optimized for international exchanges and smooth currency conversion.
(Feature available according to applicable regulatory frameworks.)
Complete visibility on activity
The XPAYE dashboard offers a clear, up-to-date view of all operations.
Payment tracking
Keep a constant eye on all incoming and outgoing flows. Each transaction is listed for immediate visibility on your fund movements.
Real-time status
Instantly identify successes and analyze payment failures to react quickly and optimize your conversion rate.
Volume analysis
Turn your data into strategy. Visualize the evolution of your revenue and understand trends in your collections month by month.
Payout control
Track precisely the status of your transfers to your bank accounts. Be informed as soon as your funds are available and transferred.
Centralized management
Benefit from a single overview that facilitates daily management of your business and simplifies your strategic decisions.
Secure and traceable payouts
XPAYE enables payout of funds to merchant accounts, according to defined and regulated rules.
Compliance checks
Ensure rigorous compliance with current standards through automated verification processes and permanent compliance with financial regulations.
Internal validations
Secure your operations with customizable approval workflows, ensuring that each critical transaction is validated by the right people.
Full traceability
Track the complete lifecycle of each operation. Identify the origin, author and precise timestamp of each action performed on the platform.
Consultable history
Access the entirety of your past data at any time. Secure and structured archiving to facilitate your audits and administrative research.
Payouts are made in accordance with current regulatory requirements.
Clear reports for financial tracking
XPAYE provides reporting tools enabling:
Transaction export
Retrieve all your transactional data in usable formats (CSV, PDF, Excel) for simplified integration into your internal management tools.
Performance tracking
Analyze your key indicators in real time. Visualize your growth curves and identify your best sales channels to optimize your commercial strategy.
Financial reconciliations
Simplify your cash flow by automatically matching your collections with your bank statements, reducing manual errors and cash discrepancies.
Accounting analysis
Benefit from structured reports facilitating your year-end closing. Our tools prepare your data for smooth transmission to your accountant.
Reports facilitate daily management and financial transparency.
A platform designed for trust
Security and compliance are built into XPAYE from the ground up.
KYC and KYB procedures
Verify the identity of your customers and partners with automated protocols compliant with regulatory requirements for secure onboarding.
User access control
Define precise permissions and secure access to your sensitive data through fine-grained role and authentication management.
Action logging
Keep an immutable record of every modification or consultation on the platform. A complete history for total transparency during audits.
Transaction supervision
Monitor your financial flows in real time with a control interface enabling instant detection of any unusual activity.
Risk prevention
Anticipate fraud and operational errors with intelligent detection algorithms and state-of-the-art security protocols.
These measures aim to guarantee the reliability and protection of operations.
Important note: Features may vary according to countries, financial partners and applicable regulatory requirements.